While you’re overseas, many safety features work hard to keep your money safe. EMV chip technology and your ATM PIN are your first line of defense, while SMS alerts can keep you informed about your transactions, 24/7. And in the event you lose your card, card replacement services can help get your life back on track.
A Personal Identification Number (PIN) works with your EMV chip to keep your money secure.
EMV (Chip Technology)
A microchip in your card safely houses all your data, and encrypts every transaction for greater security.
Card replacement services are available in the event where your card goes missing.
Zero Liability Protection
Follow these steps so you won't be held responsible for unauthorised transactions.
Security tips to protect yourself
Keep your ATM PIN private
Never share your ATM Pin with anyone. If you've forgotten your PIN or think it may have been compromised, ask your bank for a new one.
Beware of phishers
Phishers try to gain sensitive information from you, like your payment card number, PIN, username or password. Don’t respond to them. Instead, call your bank to make a report.
Check your statements
Regularly monitor your bank and card statements. Call your bank if you spot any unusual transactions.
Sign up for SMS alerts
SMS alerts let you know whenever there’s activity in your accounts, so it’s a good idea to register all your cards for them.
Be familiar with your card issuer’s policies
Every bank has its own safeguards in place for your peace of mind. Talk to your bank to find out what they are.